If you withdraw from the University of Redlands during a semester, a calculation of “earned” versus “unearned” federal aid must be determined. This federal policy assumes you earn your aid based on how much time has elapsed in the term. If you receive federal financial aid, that aid may be reduced as a result of your withdrawal. There are three steps that the University of Redlands must complete to comply with the federal policy:

  1. Determine the withdrawal date
  2. Determine the amount of earned federal aid.
  3. Return unearned federal funds to the appropriate program(s).

You must withdraw officially by contacting the Office of Student Life at 909-748-8053.

The withdrawal date is the date you begin the withdrawal process. If you fail to withdraw officially, the withdrawal date will become the midpoint of the term, unless the University can document a later date. In certain circumstances, if an earlier date of last academic activity is determined, this date may be used in the calculation of “earned” federal aid. If you withdraw before completing 60 percent of the term, you “earn” federal funds in direct proportion to the length of time you were enrolled. The percentage of earned aid is determined by dividing the total number of calendar days enrolled by the total number of calendar days in the term. If you complete 60 percent of the term, you earn all federal financial aid for the term. The responsibility to repay unearned aid is shared by the institution (University of Redlands) and the student. The institution’s share is the lesser of unearned aid or unearned institutional charges. The institution’s share must be repaid to the federal aid programs in the following order before the student’s share is considered:

  1. Unsubsidized Direct Loan
  2. Subsidized Direct Loan
  3. Perkins Loan
  4. Direct PLUS Loan
  5. Pell Grant 
  6. Federal Supplemental Educational Opportunity Grant (FSEOG)
  7. Other Title IV assistance

If you are required to repay a portion of your loan through the student’s share calculation, you will not be expected to return those funds immediately, but rather when repayment begins according to the terms and conditions of the promissory note. If your share includes grant funds, federal rules allow the grant to be reduced by 50 percent, and the University of Redlands will repay these grant programs on your behalf. You will then be responsible for repaying this money back to the University