Student Financial Assistance

Assistance Available from Federal, Status, Institutional, and Local sources

The University of Redlands offers various forms of financial aid to help students afford a Redlands education. This disclosure provides information on all available federal, state, local, private, and institutional financial need-based and non-need-based assistance programs.

The financial aid programs available to students vary by degree, school, and enrollment status. Please select one of the following to review the available sources of financial aid:

Federal Student Financial Aid Penalties for Drug Law Violations

Federal law provides that a student who has been convicted of an offense under any federal or state law involving the possession or sale of a controlled substance during a period of enrollment for which the student was receiving financial aid shall not be eligible to receive any federal or institutional grant, loan, or work assistance during the period beginning on the date of such conviction and ending after the interval specified in the following table.

  Possession of Illegal Drugs Sale of Illegal Drugs
First Offense 1 year from date of conviction 2 years from date of conviction
Second Offense 2 years from date of conviction Indefinite Period
Three or more Offenses Indefinite Period  

 

A student whose eligibility has been suspended based on a conviction for possession or sale of a controlled substance may resume eligibility before the end of the ineligibility period if:

      • the student satisfactorily completes a drug rehabilitation program that (1) complies with the criteria prescribed in the federal regulations; and (2) includes two unannounced drug tests; 
      • the student successfully passes two unannounced drug tests conducted by a drug rehabilitation program that complies with the criteria prescribed in the federal regulations; or
      •  the conviction is reversed, set aside, or otherwise rendered nugatory.

 

More information about penalties for drug violations can be found on the Federal Student Aid website. 

Student Loan Information

There are a variety of loan programs available to you and your family to help support the cost of education. Loans are a form of financial aid that must be repaid, typically with interest.

Your eligibility for the following federal loan programs will be determined once you have filed your FAFSA:

 

Private educational loans may be available if you need additional loan assistance to help meet educational costs not covered by other financial aid.

Entrance Counseling

If you choose to accept any loans offered to you by the University, you must complete additional requirements for the loan to disburse. Entrance Counseling is designed to help you better understand the terms and conditions of the loan you are borrowing, as well as your rights and responsibilities before you borrow. The links below provide information on the specific entrance counseling requirements for the different types of loans offered at University of Redlands:

Exit Counseling

If you received any loans during your attendance at the University, you will abe required to complete loan exit counseling upon graduating or upon leaving the University of Redlands. This process is crucial and will provide you with important information in regards to repaying your loan. The links below provide additional information on the specific exit counseling requirements for the different types of loans offered at University of Redlands:

Institutional Code of Conduct for Education Loans

The Higher Education Opportunity Act conditions the eligibility of educational institutions to participate in Title IV programs on the development of and compliance with a code of conduct prohibiting conflicts of interest for its financial aid personnel [HEOA § 487(a)(25)]. University of Redlands' officers, employees and agents are required to comply with this code of conduct. The following specific provisions bring University of Redlands into compliance with the federal law [HEOA § 487(e)].

      • Neither University of Redlands as an institution nor any individual officer, employee or agent shall enter into any revenue-sharing arrangements with any lender.
      • No officer or employee of University of Redlands who is employed in Student Financial services or who otherwise has responsibilities with respect to education loans, or agent who has responsibilities with respect to education loans, or any of their family members, shall solicit or accept any gift from a lender, guarantor, or servicer of education loans. For purposes of this prohibition, the term "gift" means any gratuity, favor, discount, entertainment, hospitality, loan, or other item having a monetary value of more than a de minimis amount.
      • An officer or employee of University of Redlands who is employed in Student Financial Services or who otherwise has responsibilities with respect to education loans, or an agent who has responsibilities with respect to education loans, shall not accept from any lender or affiliate of any lender any fee, payment, or other financial benefit (including the opportunity to purchase stock) as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.
      • University of Redlands shall not: a) for any first-time borrower, assign, through award packaging or other methods, the borrower's loan to a particular lender; or b) refuse to certify, or delay certification of, any loan based on the borrower's selection of a particular lender or guaranty agency.
      • University of Redlands shall not request or accept from any lender any offer of funds to be used for private education loans, including funds for an opportunity pool loan, to students in exchange for the institution providing concessions or promises regarding providing the lender with: a) a specified number of loans made, insured, or guaranteed under Title IV; b) a specified loan volume of such loans; or c) a preferred lender arrangement for such loans.
      • University of Redlands shall not request or accept from any lender any assistance with Student Financial Services staffing.
      • Any employee who is employed in Student Financial Services or who otherwise has responsibilities with respect to education loans or other student financial aid, and who serves on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors, shall be prohibited from receiving anything of value from the lender, guarantor, or group of lenders or guarantors, except that the employee may be reimbursed for reasonable expenses incurred in serving on such advisory board, commission, or group.

Withdrawal and Return of Title IV Funds

A student who needs or desires to take a Withdrawal (WDL) or take a Leave of Absence (LOA) from the University of Redlands must follow a specific process to be eligible for a tuition refund. The required process varies based on the School or College the student is enrolled in. Information regarding the official withdrawal process can be found in the following locations in the catalog:

 

Students who take a WDL or LOA from the University during an academic term may receive prorated aid and tuition based on their federally required withdrawal calculation. Information regarding the return of refunds as the result of a WDL or LOA can be found in the following locations in the catalog:

General Terms and Conditions of Student Employment

The work-study program offers part-time job opportunities both on and off campus to eligible financial aid recipients who need assistance to meet college expenses. Information regarding the general terms and conditions of employment through the work study program can be found in the Student Employment Handbook

Gainful Employment Disclosures

For programs that meet federal Title IV eligibility, University of Redlands is required by the U.S. Department of Education to post the Gainful Employment (GE) required information (program information, completion rates, program cost, and median loan debt). 

Information regarding the Gainful Employment programs can be found in the following locations:

Financial Aid Shopping Sheet

The University of Redlands provides a Shopping Sheet to all military and veteran students. The Shopping Sheet is a standard template developed by the Department of Education to help students understand their educational costs and the aid available to meet those costs. 

If you are a military or veteran student, your Shopping Sheet can be found in your Self-Service Portal under Financial Aid > Shopping Sheet. Please note, statistics reported in the Shopping Sheet are representative of our traditional undergraduate student body. 

Method and Timing of Disbursements

The University of Redlands disburses federal, state, and institutional funds by crediting the funds to the student account. Financial aid is disbursed in the first week of the semester for all student population, on Monday for College of Arts and Sciences students and on Thursday for School of Business and School of Education students.