Student Health Insurance Plan

For more information about student Health Insurance while attending the University of Redlands please visit Gallagher Insurance's website. Their customer service number is 833.818.7056

2019-20 Student Health Insurance

For those who need health insurance coverage, the University recently went out for bid to look for competitive options. The result is a contract with Gallagher Student Health (GSH) for the 2019-20 academic year that offers health insurance at $1,819—$231 less than the comparable plan offered last year. The GSH plan includes the following:

  • Compliance with the state and federal laws
  • Annual deductibles: $500 in and out of network combined
  • In-network preventive care coverage at 100%
  • Prescription drug coverage at 80% up to an out-of-pocket maximum of $250
  • Discounted dental care, vision coverage, and cognitive services
  • Behavioral Health Hotline

The University of Redlands requires all undergraduate students enrolled in nine or more units to have health insurance that provides access to local health care to minimize the risk that an accident, injury, or illness creates a financial burden.  Moving forward, the University will confirm coverage on an annual basis.  On a practical level, this means that if students are enrolled in more than nine credits, the fall semester bill will reflect a charge for the University of Redlands Student Health Plan (URSHP). To remove this charge, upload proof of insurance coverage that complies with the Affordable Care Act and meets State of California requirements (short-term medical plans and travel insurance do not qualify) on Gallagher's website by September 17, 2019.

You can view the recently published Benefit Highlights here.

If you have questions about enrollment into the Plan, please go to Gallagher Student at For additional details about the Plan, please consult the Plan Certificate and other materials at For questions about medical benefits or claims, please call Wellfleet Student at (877) 657-5030.