Perkins Loan


The Federal Perkins Loan Program is a revolving loan fund maintained by the institution to provide long-term loans to students who demonstrate financial need. This loan is repayable with interest to the institution. Funding is limited. Repayment of the Perkins Loan begins 9 months after a student graduates, withdraws from school, or drops below half-time enrollment. The interest rate for this loan is fixed at 5%. The loan may be repaid over a period of 10 years. The amount of the installment payment will depend upon the size of the loan debt, but the minimum monthly payment is $40. If a student is awarded a Perkins Loan for the first time, an e-mail explaining the steps to accept the loan will be sent to their University of Redlands e-mail address.

*The Federal Perkins Loan program is no longer offered to new borrowers at the University of Redlands.

Exit Interview

Federal regulations require that you complete an Exit Interview upon graduating or separating from the university. This process is crucial and provides important information in regards to repaying your Federal Perkins Loan.

We will receive confirmation once these processes have been completed.

Annual Cumulative Borrowed Notification

Please click here to view your Perkins Loan annual cumulative borrowed statement.


Beginning November 1st 2017, the University of Redlands has transitioned loan servicing from ACS (Conduent) to UNISA Inc.  You can get more information about your loan by visiting their website at or by calling (800) 875-8910.